Mr Khalil, I hope all is well with you. My name is Kurt Phelps and I closed on a home about 1 month ago that First Alliance help me obtain and I just wanted to take a few minutes to share a few things with you. Although this was not my first time purchasing a home, I must tell you it was certainly m ... Read More
Kurt M. Phelps
Good evening and first I'd like to say how happy we are to have worked with you for this little venture into homeownership. It's been a wild ride to get to where we are today (homeowners) but we did it. We personally thank you for being there for us and helping us out with everything from the start ... Read More
Hey Bill. Just wanted to let you know, we sold the house back in April. I wanted to say thank you for all your help. We could not have done it without your help getting the title info as fast as you did. That was a big hang up, but you came thru. I appreciate that. Anyway, again I really just wanted ... Read More
Gd morning Bill. I just wanted to say thank you so much for all of your help. I closed on Friday ! I'm so happy and excited and just wanted to say thank you! Have a great day ! Read More
Patricia A. Shell
Hello Jeff and Teri, I wanted to compliment both you and Teri for your excellent work on the Rana file. Well done! I thought it an interesting side light. I received this file on 9/14/15. Exactly 28 working days later, we are closing a loan that the Multi-Billion Dollar Chas ... Read More
Who We Are
At First Alliance Home Mortgage, you're our top priority. You want to buy a home, and we want to help. Through our diverse line of mortgage products and client-first mentality, we help families achieve the American Dream of home ownership.
The traditional fixed rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life of the loan. Fixed rate mortgages are available in terms ranging from 10 to 30 years and can be paid off at any time without penalty.
Adjustable Rate Mortgages
Adjustable Rate Mortgages (ARM)'s usually have a fixed interest rate for an initial period of time and then can adjust based on current market conditions. The initial rate on an ARM is lower than on a fixed rate mortgage which allows you to afford and hence purchase a more expensive home.
FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.