Joseph Cutalo

Joseph is a part of our Executive Management team and implements procedural and growth strategies. Joe is a veteran in the industry with more than 30 years of mortgage banking experience. He has held Executive Management positions in both private and publicly traded companies.

He was also a partner in a mortgage banking firm and acted as its President and CEO for seven years employing over 200 people. These experiences have eminently prepared him for this role at FAHM. Recently, he led a branch of a one-billion-dollar company to multiple top production awards over his tenure.

On a personal note, Joe has been happily married for 30 years to his wife Marianne. Together they have three children; Michael 28, Jessica 26 and Dean 20. Family is everything to them so they spend a lot of time with family and friends. They enjoy exercising together and Joe plays golf as a way to unwind and relax.

Recent Posts and Articles

Sam Khalil

10 Home Improvement Projects to Do During Spring

It's time to start thinking about spring home improvement projects. From decluttering to refreshing your outdoor spaces, here are ten home improvement tips to get your home ready for the new season.

Sam Khalil

What You Need to Know About Reverse Mortgages

As you approach retirement, you may be looking for ways to supplement your income. One option you may have heard of is a reverse mortgage. But what exactly is a reverse mortgage, and how does it work? A reverse mortgage is a loan that allows homeowners who are at least 62 years of age to convert part of the equity in their homes into cash. Unlike a traditional mortgage, a reverse mortgage does not require the borrower to make payments. Instead, the loan is repaid when the borrower sells the home, moves out, or passes away.

Sam Khalil

What Are 203k Loans and How Do They Work?

203k loans, also known as FHA 203k loans, are a type of home renovation loan that can help borrowers finance the purchase of a home and the cost of renovations in one loan. These loans are backed by the Federal Housing Administration (FHA) and are designed to help homebuyers and homeowners who want to make significant repairs or renovations to their homes.