Over the last 30 years, John Carvalho has counseled thousands of families and business owners on how to purchase and refinance their properties. He is an organized and profit-driven loan officer for both commercial and residential loans, and he specializes in FHA, VA, Conventional, USDA loans. The majority of his business comes from repeat clients, client referrals, and realtor referrals. Being the Top Originator at First Alliance Home Mortgage for the last five years has motivated John's branch to continue providing the best service in a timely fashion. It is his goal to help you cut through the clutter and frustration in the mortgage process, so you can quickly and efficiently find a loan that meets your objectives and fits your lifestyle. FAHM offers many different lending options to make sure you're able to qualify for a mortgage. Whether you’re a prospective buyer looking to purchase your first home, an out-of-state buyer looking to relocate, an owner ready to refinance your existing properties, or someone looking to add another investment property to your rental portfolio, John is eager to leverage his 30 years of lending expertise to craft a tailored solution that’s right for you. Call him today at 908-447-4695!