Jumbo Loan
We’re here to make the jumbo home loan process a whole lot easier, with tools and expertise that will help guide you along the way!. Our Jumbo loans are flexible, affordable & our process is quick & painless.
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Jumbo Loan Requirements
1.
Minimum 680 Credit Score
A higher loan amount, shortened loan term or adjustable interest rate may require you to have a higher credit score.
2.
2% – 6% In Closing Costs
You’ll need 2% – 6% of the purchase price on your home to cover closing costs.
3.
Debt-To-Income Ratio ≤ 45%
You’ll need a debt-to-income ratio (DTI) of 45% or lower.
4.
Loan To Value Ratio ≤ 89.99%
On 30-year fixed loans, your loan amount can't exceed 89.99% of the purchased home's value. On 15-year fixed and adjustable-rate loans, your loan-to-value ratio can't exceed 80%.

Jumbo Loan Benefits
More Borrowing Power
A Jumbo Loan can help you finance a home with a loan up to $2.5 million.
Flexible Loan Use
You can use a Jumbo loan to finance a primary home, second home or investment property.
Less Paperwork
A First Alliance Home Mortgage Jumbo loans may require less documentation than many loans on the market today.