Jumbo Loan

We’re here to make the jumbo home loan process a whole lot easier, with tools and expertise that will help guide you along the way!. Our Jumbo loans are flexible, affordable & our process is quick & painless.

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Jumbo Loan Requirements


Minimum 680 Credit Score

A higher loan amount, shortened loan term or adjustable interest rate may require you to have a higher credit score.


2% – 6% In Closing Costs

You’ll need 2% – 6% of the purchase price on your home to cover closing costs.


Debt-To-Income Ratio ≤ 45%

You’ll need a debt-to-income ratio (DTI) of 45% or lower.


Loan To Value Ratio ≤ 89.99%

On 30-year fixed loans, your loan amount can't exceed 89.99% of the purchased home's value. On 15-year fixed and adjustable-rate loans, your loan-to-value ratio can't exceed 80%.

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Jumbo Loan Benefits

More Borrowing Power

A Jumbo Loan can help you finance a home with a loan up to $2.5 million.

Flexible Loan Use

You can use a Jumbo loan to finance a primary home, second home or investment property.

Less Paperwork

A First Alliance Home Mortgage Jumbo loans may require less documentation than many loans on the market today.

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Explore Your Home Loan Options

30-Year Fixed

A 30-year fixed loan lets you make lower monthly payments.

15-Year Fixed

A 15-year fixed loan is a great way to pay off your home more quickly and save on interest.

Jumbo Loan

A jumbo loan from First Alliance Home Mortgage; gives you more borrowing power.